Choosing the Right Student Loan
For parents with junior and high school children, looking at the variety of student loans can be overwhelming. Due to the millions of dollars of unpaid student loans on the government books the federal loan process is changing as well. There are two main categories of student loans – federal loans and private loans. [...]
2 Reasons to Sell Highly Appreciated Assets Before Year End
If you own highly appreciated assets you’ve held long term, it may make sense to recognize gains now rather than risk paying tax at a higher rate next year: 1. The 15% long-term capital gains rate is scheduled to return to 20%. 2. Higher-income taxpayers will be subject to a new 3.8% Medicare tax on some or [...]
What’s In Store For The Economy in 2012?
I wish I could see into the future, but unfortunately I can’t. As I read the headlines and speak with clients and peers, it’s very clear that because of all the uncertainty, businesses and business owners are sitting on the sidelines waiting for some clarity. Granted the third and fourth quarter of 2011 have seen [...]
Baby Boomers – Will you outlive your savings?
The three biggest fears of people about to retire are: Will I outlive my savings? How do I protect my family? How do I protect my assets? With the fluctuations in the market, higher taxes, and fewer jobs, these are real concerns. Many people who planned to retire now have to work 5 to 10 [...]
