In August of 2016, the Social Security Administration will add another step to your login process. When you log on to the Social Security website at www.ssa.gov, you will see a section called “my Social Security” on the home page. You use this section to manage your account, change your address and review your Social.. read more →

The Board of Trustees for Social Security just released its report on the solvency of the Social Security program. In a nutshell, the report states that Social Security benefits, under its present funding through payroll taxes on wages and self-employment income, will have to reduce benefits by 23% beginning in 2035. That’s only 19 years.. read more →

Even if your spouse has never worked under the Social Security system, your spouse may be able to receive benefits if he/she is at least 62 years of age and you are receiving or eligible to receive retirement benefits. This benefit is probably one of the most misunderstood benefits. The MAXIMUM spousal benefit is equal.. read more →

Here is a list of the most common Social Security terms. These terms can be confusing, but understanding them will help you determine what is the optimum claiming strategy for you. Primary Insurance Amount (PIA): An amount equal to your Social Security benefit at full retirement age. The PIA is the basis used to compute.. read more →

There are many factors to consider before you decide which Social Security benefits strategy is the best for you (and your spouse, if married). Below you’ll find a list of factors that are necessary to review in order to maximize your benefits for retirement planning. Are you a U.S. citizen? When do you plan on.. read more →