We’re sure you’ve read the news articles, seen the news stories and have seen it all over social media: “Social Security is going broke.” The Social Security Trust fund report says that with no changes, the trust fund will be exhausted in 2033; at that time, taxes collected from workers during that year are projected.. read more →

One of the most commonly asked questions at Mister Social Security is, “When is the best time to file for my Social Security benefits? Earlier or later?” There are many variables that answer this question, so let’s explore. Questions to Help Determine if Filing Early is Right for You: Do you need the cash flow.. read more →

It’s no surprise that the biggest retirement fear is outliving your retirement savings. Understanding how Social Security integrates with your overall financial and retirement planning is critical. There is no “one size fits all” category. Why is this so important? Check out my list below! New U.S. Government Accountability Office (U.S. GAO) study says representatives.. read more →

Without fail, when I sit with clients to discuss maximizing their Social Security claiming strategy the higher earning spouse will say rather emphatically, “My spouse will get half of mine”. WELL, THAT’S A BIG FAT MAYBE! The MOST a spouse will receive as a spousal benefit is one-half of the high earner spouse’s Primary Insurance.. read more →

In August of 2016, the Social Security Administration will add another step to your login process. When you log on to the Social Security website at www.ssa.gov, you will see a section called “my Social Security” on the home page. You use this section to manage your account, change your address and review your Social.. read more →